These Terms of Service govern your use of Loma's platform and services. By accessing or using Loma, you agree to be bound by these terms. We've written them in plain language to help you understand your rights and responsibilities.

Acceptance of Terms

• By creating an account, accessing, or using Loma, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.
• If you do not agree to these terms, you may not use our services.
• If you are using Loma on behalf of a family or organization, you represent that you have authority to bind them to these terms.
• These terms form a legally binding agreement between you and Loma.

Permitted Use and Restrictions

• You may use Loma for lawful purposes related to family organization and planning.
• You agree not to use Loma in any way that violates applicable laws, regulations, or these terms.
• Prohibited activities include: attempting to gain unauthorized access to our systems, introducing malware or harmful code, interfering with service operations, or using automated systems to access the service without permission.
• You may not use Loma to transmit, store, or process content that is illegal, harmful, threatening, abusive, or violates the rights of others.

User Accounts and Security

• You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
• You agree to provide accurate, current, and complete information when creating your account and to update such information as necessary.
• You must immediately notify us of any unauthorized use of your account or any other breach of security.
• You must be at least 18 years old to create an account, or have a parent or guardian create and manage an account on your behalf.

Intellectual Property Rights

• Loma and its original content, features, and functionality are owned by Loma and are protected by copyright, trademark, and other intellectual property laws.
• You retain ownership of any content you create, upload, or submit through Loma.
• By using Loma, you grant us a worldwide, non-exclusive, royalty-free license to use, store, and process your content solely for the purpose of providing and improving our services.
• You may not copy, modify, distribute, sell, or lease any part of our services or included software without our prior written consent.

User-Generated Content

• You are solely responsible for all content you create, upload, or submit through Loma.
• You represent and warrant that you have all necessary rights, licenses, and permissions to use and share any content you submit.
• You agree that your content will not infringe upon or violate the rights of any third party, including intellectual property, privacy, or publicity rights.
• We reserve the right to remove any content that violates these terms or that we determine is harmful, offensive, or inappropriate.

Payment Terms

• Certain features of Loma may require payment. We will clearly disclose any fees before you are charged.
• By making a payment, you agree to pay the specified amount using a valid payment method.
• All fees are non-refundable unless required by law or as otherwise specified in our refund policy.
• We reserve the right to change our pricing with 30 days notice. Continued use after a price change constitutes acceptance of the new pricing.

Termination

• You may terminate your account at any time by deleting your account through your account settings.
• We reserve the right to suspend or terminate your account immediately, without prior notice, if you violate these terms or engage in fraudulent or illegal activity.
• Upon termination, your right to use Loma will cease immediately, and we will delete or anonymize your personal data in accordance with our Privacy Policy.
• Provisions of these terms that by their nature should survive termination will survive, including ownership provisions, warranty disclaimers, and limitations of liability.

Disclaimers

• Loma is provided "as is" and "as available" without warranties of any kind, either express or implied.
• We do not warrant that Loma will be uninterrupted, secure, error-free, or free from viruses or other harmful components.
• We are not responsible for any content, data, or information provided by users, and we do not endorse or verify the accuracy of user-generated content.
• Your use of Loma is at your own risk, and you are solely responsible for any damage to your device or loss of data resulting from such use.

Limitation of Liability

• To the maximum extent permitted by law, Loma shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of our services.
• Our total liability for any claims arising from or related to these terms or your use of Loma shall not exceed the amount you paid us in the twelve months preceding the claim.
• Some jurisdictions do not allow the exclusion or limitation of certain damages, so some of the above limitations may not apply to you.

Modifications to Terms

• We reserve the right to modify these Terms of Service at any time. We will notify you of material changes by email or through a prominent notice in our app.
• Your continued use of Loma after changes become effective constitutes your acceptance of the modified terms.
• If you do not agree to the modified terms, you must stop using Loma and may delete your account.
• We encourage you to review these terms periodically to stay informed of any updates.

Contact Us

• If you have questions about these Terms of Service, please contact us:
• Email: legal@loma.com
• We aim to respond to all inquiries within 5 business days.